Features
Everything your household needs to plan, track, and understand your finances.
How Wambai Works
Wambai gives your household a shared financial cockpit. Plan upcoming payments, track every transaction, and analyze your net worth — all in one place.
Plan
Set up recurring payments, manage credits and loans, and never miss a due date. Wambai keeps your financial commitments organized.
Track
Log expenses, income, and transfers in seconds with Quick Entry or let the AI do it for you. Multi-currency, double-entry, always balanced.
Analyze
See your net worth across currencies, project your cash flow, and spot trends so you can make smarter decisions.
Powerful Tools, Simple Experience
Each feature is designed to save you time and give you clarity over your money.
Paid $42.50 at Whole Foods for groceries
Got it! I logged a $42.50 expense to Groceries from your checking account.
AI Import Agent
Stop entering transactions by hand. Wambai's AI reads your confirmation emails and scans your receipts to capture every expense and income automatically.
- Forward confirmation emails and let AI extract the details
- Scan receipts with your camera for instant logging
- AI learns your categories and accounts over time
- Review and approve before anything is posted
Smart Budgeting
Create spending budgets and savings goals for your household. Wambai tracks progress in real time so you always know where you stand.
- Set monthly or custom-period budgets by category
- Track progress with visual indicators
- Get notified when you approach your limits
- Compare actual vs. planned spending at a glance
$12,450
$890
Visa Platinum
****4521
$2,350
/ $8,000
29%
Car Loan
Next payment: Mar 15
$10,100
$450/mo
Credit Tracking
Keep every loan, credit card, and line of credit organized in one place. See payment schedules, balances, and upcoming due dates.
- Track loan installments with amortization schedules
- Import credit card statements for automatic reconciliation
- See total debt across all credits at a glance
- Never miss a payment with due date reminders
$8,092.50
USD $5,230.00
+ COP $4,200,000
+ EUR €1,850.00
1 USD = 4,150.00 COP
1 USD = 0.92 EUR
Multi-Currency
Manage finances in multiple currencies without the headache. Wambai converts automatically so you always see the full picture.
- Record transactions in any currency
- Automatic exchange rate conversion
- See net worth consolidated in your base currency
- Perfect for expats, freelancers, and international families
Assets
$45,200
Liabilities
$12,450
Net Worth
$32,750
Net Worth Tracking
See your complete financial picture with a hierarchical view of every asset and liability across all your accounts.
- Organize accounts by type: cash, investments, property, debt
- Track changes over time with historical charts
- Drill down into individual account balances
- Share visibility with household members
Income
$4,500
Expenses
$3,200
Savings
+$1,300
Balance
$5,230
Cashflow Overview
Understand where your money comes from and where it goes. Project your cash flow forward so you can plan with confidence.
- Visual income vs. expense breakdown
- Forward-looking cash flow projections
- Filter by account, category, or time period
- Spot trends and seasonal patterns in your spending
Get Ready for Insights
Complete these steps to unlock your score
Healthy
Strong financial position
Financial Health Insights
Wambai calculates a composite Financial Health Score from 7 key metrics and maps it to 9 levels — from crisis to financial freedom. Track your progress and get personalized guidance.
- Composite score from 7 weighted financial metrics
- 9 progression levels from In Crisis to Financial Freedom
- Readiness checklist guides your setup step by step
- Data completeness indicator shows score accuracy
- Personalized profile with actionable recommendations
Ready to Master Your Finances?
Join thousands of households using AI to stay on top of their money.