Know where every dollar goes. Plan payments you won't miss. Build the financial habits that lead to long-term success.
Wambai gives your household a shared financial cockpit. Plan upcoming payments, track every transaction, and analyze your net worth — all in one place.
Rent Payment
Overdue · Feb 1$1,200
Electricity Bill
Due today$85
Internet Service
This week · Feb 22$60
Set up recurring payments, manage credits and loans, and never miss a due date. Wambai keeps your financial commitments organized.
Morning Coffee
ExpenseToday$4.50
Monthly Salary
IncomeYesterday$4,500
Supermarket
Expense2d ago$67.30
Log expenses, income, and transfers in seconds with Quick Entry or let the AI do it for you. Multi-currency, double-entry, always balanced.
Financial Health
Balanced Builder
Level 3See your net worth across currencies, project your cash flow, and spot trends so you can make smarter decisions.
Everything you need to manage your household finances in one place.
No more manual entry. Our AI reads your confirmation emails and statements to log every expense and income automatically.
Set goals and let Wambai help you stick to them with real-time insights.
Track loans, credit cards, and statements. Know exactly what you owe and when.
+ COP $4,200,000
+ EUR €1,850
Track finances across currencies with automatic conversion. Perfect for international households or freelancers.
See your complete financial picture with hierarchical views of assets and liabilities across all accounts.
See your money in and out at a glance. Understand spending patterns and plan ahead with clear income vs. expense views.
Wambai measures your financial health with a composite score based on 7 key metrics. As you improve your habits, you climb through 9 levels — from crisis to complete financial freedom.
In Crisis
Urgent financial attention needed
Vulnerable
Significant financial stress
Struggling
Facing challenges but not in crisis
Getting By
Meeting basic obligations
Stable
Financial basics are covered
Progressing
Actively building wealth
Healthy
Strong financial position
Thriving
Excellent financial health
Financial Freedom
Peak financial wellness
Most people have no idea where they stand financially. Wambai gives you a clear, actionable score so you can focus on what matters most and track your progress over time.
Healthy
Strong financial position
Whether you manage finances solo or share them with your household, Wambai adapts to your style.
Get clarity on your finances without spending hours on spreadsheets. Quick Entry and AI automation save you time every day.
Manage your household's shared finances with visibility for everyone. Plan payments, track spending, and stay aligned.
Handle multiple income streams and currencies with ease. Track irregular payments and see your net worth in real time.
Organize your loans and credit cards with clear payment schedules. Never miss a due date and watch your debt shrink.
Tips and insights to help you master your household finances.
Your debt-to-income ratio needs two data sets: your credits and your income rules. Learn why tracking both sides is essential for understanding your financial breathing room.
Your net worth score is only as accurate as the accounts you track. Learn what accounts to set up, why every one matters, and how this data becomes the foundation of your entire financial picture.
Your recurring income and expense rules are the single most impactful data you can set up — they power not just your savings rate, but four of your seven financial health metrics.
Join thousands of households using AI to stay on top of their money.